Shikilia has shared her years of experience in the financial and real estate industry in her book. She has met many people over the years who made false financial decisions and ended up paying for it with their lives or the livelihood of their loved ones. She has also helped several people over the years in improving their financial status, and that’s exactly what this book will do for you! Read on to discover how you can meet your personal and financial risks in a timely and effective manner.

Chapter 1:  Security is a State of Mind

    • Defining Success


Chapter 2:  Life Insurance is for the living 

      • The write time to purchase
      • Who benefits?
  • The Nursing Home Nightmare


Chapter 3:  Types of Life Insurance 

      • Temporary & Permanent Insurance
      • Difference Between Whole Life & Universal Life
  • Life Diamond Story… For my Girls


Chapter 4:  What is an annuity? 

    • Annuities vs. CD’s
    • Tax Shelters
    • Income for Life
    • Protection Against Creditors (Asset Protection)


Chapter 5:  What is Probate?  How to avoid it?

    • Family Disagreements
    • Legal foundation
    • Cost variance between Legal Documents vs. Probate Costs


Chapter 6:  Benefits of having a Financial Counselor

    • Financial Preventative Care
    • Funding Large Purchases
    • Estate Planning 


Chapter 7:  You’re Dead… Now What?

  • Avoiding Go Fund Me…
  • Earn Respect for Generations
  • The Red Dress


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